General Douglas MacArthur once said, "You are remembered for the rules you break." On TRANSFIN., you are remembered for the rules you don't break. ;)

Maintaining a lively and productive relationship with Users, Contributors, and Vendors is of utmost priority for us. Therefore, it is important to list out relevant Terms and Conditions (“T&C”) that guide both you (the “User” or “Contributor”) and us when it comes to the terms of use for our Products.


Under these T&C, unless otherwise mentioned:

  1. “TRANSFIN.” refers to Transfin Media Private Limited, the owner and operator of the website: and the Email Newsletter “TRANSFIN. E-O-D” (collectively the “Products”)
  2. “You” and “Your” refer to you i.e. the User of our Products
  3. “Contributor” refers to a User who at any point of time has submitted article(s) for potential publication on our Website
  4. “Us”, “We” and “Our” refer to TRANSFIN. and its employees



  1. By browsing, viewing, or using our Products as a User or Contributor you are understood to have accepted these T&C
  2. You agree that we reserve the right to modify, update or otherwise amend our Products or these T&C at our full discretion


For Users

  1. We may accept, reject, deactivate or remove any registration or subscription to our Products as per our full discretion and without any recourse
  2. You acknowledge that TRANSFIN. relies on the accuracy and completeness of information provided by you during the registration or subscription process. You must provide us with accurate personal and contact information. You must represent only yourself and agree not to create false aliases or impersonate any other person (with or without their consent) while using our Products
  3. While you may visit our Products without registration or subscription, some portions of the Products may be accessible by registration or subscription only. Additionally, you shall have to check the box confirming that you have read and agreed to these Terms and the Company's Privacy Policy available at You must use your username and password, where applicable to access our Products. It is your responsibility to keep your username and password secure and you agree to indemnify us for any losses or damages that we may suffer due to any unauthorised access to your account. You are solely responsible for the use of your account, irrespective of who utilises it, and whether it is used with or without your consent.


For Contributors

  1. Each Contributor is independent from TRANSFIN. and is not an employee of TRANSFIN.
  2. Views expressed by any Contributor (or any other User) are their own and do not necessarily reflect those of TRANSFIN.


Website Content

  1. The information, content and software on the Website (Content) is selected, edited, updated and made available to you at our sole discretion
  2. The Content may include technical, typographical or photographic errors. TRANSFIN. does not warrant that any of the materials on its Website are accurate, complete or current. TRANSFIN. may make changes to the content at any time without notice. TRANSFIN. does not, however, make any commitment to update the content
  3. The Content is for personal use or viewing only. You may not use the Content for any commercial purpose(s), or for any manner of public display (commercial or non-commercial)
  4. You may not attempt to decompile or reverse engineer any software available on the Website
  5. You may not modify or copy any content
  6. You may not remove any copyright or other proprietary notations from the materials or transfer the materials to another person or “mirror” the materials on any other server
  7. Some areas of the Website allow Users (including Contributors) to provide Content in the form of Articles, profile information, comments etc. (Your Content). Articles shall be submitted for editorial review and approval at our full  discretion
    1. Subject to these Terms, we claim no ownership rights over submitted Articles
    2. Articles shall be made available for viewing, editing and/or sharing at our full discretion, in accordance with the guidelines mentioned in our Editorial Charter, settings on the Website, and these Terms. TRANSFIN. has the right (but not the obligation) in its sole discretion to edit or remove any Articles from the Website
    3. We do not accept any responsibility or legal liability whatsoever for any act or omission of any User relating to Articles or otherwise arising from or in relation to the use of the Website
    4. For the purposes of this clause and any limitation or exclusion of liability under these Terms, Articles that you submit on the Website (Your Content) includes all comments, information, designs, logos, images and other Content provided in or otherwise relating to your use of the Website
    5. You represent, attest and warrant that:
      1. Your Content is your own original work, truthful, accurate, and not false, defamatory, misleading or otherwise deceptive in any way
      2. You are independent from the subject matter in Your Content or have expressly made all necessary disclaimers, including  any perceived, potential or actual conflict(s) of interest
      3. Your Content shall not create a risk of harm, loss, physical or mental injury, emotional distress, death, disability, disfigurement, or physical or mental illness to you or any other person
      4. Your Content shall not create a risk of any other loss or damage to any person or property
      5. Your Content is not harmful, abusive, racially, ethnically or religiously offensive, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, humiliating to other people (publicly or otherwise), libellous, threatening, profane, or otherwise objectionable
      6. Your Content does not harm or exploit children by exposing them to inappropriate content, asking for personally identifiable details or otherwise
      7. Your Content is compliant with these Terms and not illegal (including the disclosure of insider information under relevant securities law or of another party’s trade secrets)
      8. You are the sole and absolute owner of all intellectual property rights in Your Content or otherwise have the full right, authority and capacity to license Your Content for the purposes of the Website
      9. Reproduction or use of Your Content on the Website shall not infringe any intellectual property rights (including moral rights) of any third party
      10. You expressly authorise the reproduction of any copyright in Your Content and grant to us an irrevocable, royalty-free, non-exclusive, non-transferable and worldwide license and right to use Your Content in connection with the Website, promotion and marketing of the Website and Content (including on third party sites) and otherwise as provided by these Terms



  1. Subscription services include access to behind-the-pay-wall content on TRANSFIN. E-O-D, the email newsletter ("Subscription Services")
  2. Full access to our daily email newsletter is available to paid subscribers of the Subscription Services alone
  3. TRANSFIN. may vary the access rights of users engaged in accessing the email newsletter without a paid subscription at any time at the TRANSFIN.’s sole discretion
  4. With respect to paid subscribers, any revision of access rights will take effect on the completion of such User's current subscription term
  5. Subscription Services may differ geographically and based on the device from which you subscribe
  6. Subscription packages and prices may also vary in time. TRANSFIN. reserves the right to introduce new subscription packages from time to time
  7. TRANSFIN. will try to process your subscription promptly but does not guarantee that your subscription will be activated by any specified time. By submitting your payment and other subscription details, you are making an offer to us to buy a subscription. Your offer will only be accepted by us and a contract formed when we have successfully verified your payment details and email address, at which point we will provide you with access to your subscription. TRANSFIN. reserves the right to reject any offer in its discretion, for any or no reason


Payment Terms

  1. The subscription fees and any other charges due from you in connection with your subscription for the Subscription Services (including any applicable taxes) shall be as per the rates in effect at the time at which it is charged ("Subscription Fees")
  2. The subscription fees are inclusive of the GST rates currently prescribed by the Government of India
  3. When you purchase a subscription, you must provide us with complete and accurate payment information. By submitting payment details you promise that you are entitled to purchase a subscription using those payment details. If we do not receive payment authorisation or any authorisation is subsequently cancelled, we may immediately terminate or suspend your access to your subscription
  4. In suspicious circumstances we may contact the issuing bank/payment provider and/or law enforcement authorities or other appropriate third parties
  5. If you are entitled to a refund under these terms and conditions we will credit that refund to the card or other payment method you used to submit payment, unless it has expired in which case we will contact you
  6. We use third party payment service providers to process subscription fees payments. Your usage of such third party services would be subject to the terms and conditions of the concerned payment service provider
  7. TRANSFIN. shall not be responsible for any failed or incomplete transactions


Terms, Renewal, Cancellation

  1. There are two types of payment options available - recurring payment and one-off order
  2. The one-off order implies your subscription will end upon completion of your subscription period and you will be required to manually renew your plan to continue receiving its benefits
  3. The recurring payment option implies your plan would be auto-renewed via a recurring debit from your payment details, if your payment mode permits. You can switch off your auto-renew option at any given time from your Settings dashboard to avoid the next auto-debit. But once a payment is made for a subscription period, a refund option is not available
  4. You can switch off auto-renew at any given time. If you exercise this option, your subscription will not be renewed at the end of your subscription period
  5. Features available to non-subscribers may be changed at any time as per our discretion. We also reserve the rights to reject a subscription request and to introduce new plans or modify the current plans at any given time. For paid subscribers, any revision of the terms will take effect only on the completion of their ongoing subscription period
  6. For any doubts or queries, you may write to us at


Conditions of Use

It is a condition of use that:

  1. You only use our Products for lawful purposes
  2. You do not engage in any defamatory, improper, indecent or offensive behaviour
  3. You are not in violation of any local, state, national or international law in your relevant jurisdiction by accessing our Products
  4. You will treat the Products and its users with respect and will not partake in any conduct that could be considered bullying, harassment, degradation, insulting or otherwise demeaning to the human standard of any other person (as determined by us)
  5. You must provide us with accurate personal and contact information. You will only represent yourself and will not create false aliases or impersonate any other person (with or without their consent) while using our Products
  6. You are not in breach of any of the Terms


Website Availability

  1. You acknowledge that we are not required to keep the Website available for your use and we make no warranties as to its availability
  2. We accept no responsibility for the unavailability of this Website, or any offer of Services found on the Website, and you agree that we are not liable for any loss or damage that you or any other person incurs by not being able to access the Website
  3. We make no guarantees, implied or express, as to the ongoing availability of the Website or Services


Intellectual Property

  1. All content on our Products is the copyright and property of TRANSFIN. and can be used for any purpose relating to the Products or the business of TRANSFIN. 
  2. Without the express written permission of TRANSFIN., you shall not copy the content and design of our Products for your own commercial purposes, including:
    1. Replicate or use the details and profiles of any Service Provider
    2. Replicate all or part of our Products in anyway; or
    3. Incorporate all or part of our Products in any other webpage, website, application or other digital or non-digital format
  3. TRANSFIN. has moral and registered rights in its trademarks and you shall not copy, alter, use or otherwise deal in the marks without the prior written consent of TRANSFIN.
  4. All Content and other content (other than Your Content) remains the intellectual property of TRANSFIN., including any source code, product recipes, usage data, ideas, enhancements, feature requests, suggestions or other information provided by any user


Third Party Sites and Advertising

  1. The Products may from time-to-time contain information & advertising from third-party businesses, people & sites (Third Parties). You consent to receiving this information as part of your use of the Products and use any sites of Third Parties at your own risk
  2. We have not reviewed the sites of any Third Parties and no link or information shall imply an endorsement or affiliation with any Third Parties
  3. We are not responsible for any information transmitted by Third Parties or liable for any reliance you make upon the information or statements conveyed by Third Parties (or in relation to your dealings with Third Parties), nor are we responsible for the accuracy of any advertisements


Privacy Policy

You accept our Privacy Policy, and agree that you will not do anything that shall compromise TRANSFIN.’s compliance with its Privacy Policy, nor do anything contrary to the Privacy Policy, insofar as your use of the Products is concerned. We may amend the Privacy Policy from time to time without notice and at our full discretion, and by continuing to use the Products you accept such changes



Your use of the Products may be cancelled at any time, for any reason, on a temporary or permanent basis. You must immediately cease using the Products should you receive a notice cancelling your license to use them